- FACT: All Medigap plans of the same letter are required, by law, to offer the exact same coverage, regardless of carrier. For example, Plan F is Plan F is Plan F, no matter who the carrier is. This is the law. Coverage limits are defined by Medicare, not the carrier. Carrier A cannot choose to deny coverage that Carrier B approves, if both plans are the same plan letter.
- FACT: Even though all plans of the same letter are required to offer the exact same coverage, prices vary WILDLY by carrier.
- FACT: If you have not had a heart attack, stroke, diabetes with complications, or cancer in the last five years and have had the same Medigap plan for at least two years, you almost certainly can save $20 to $100 per month in premiums.
