Voluntary Payroll Deduction
Through our simple and flexible payroll deduction program, as an employee you can purchase life insurance for yourself, your spouse, dependents and grandchildren at the cost and amount of coverage you choose.
Employee guarantee
You can purchase any combination of term or whole life insurance with no medical exam and no medical questions:
• Ages 18-50, up to $100,000
• Ages 51-60, up to $75,000
• Ages 61-70, up to $25,000
Simplified insurance for family members
You also have the option of purchasing life insurance policies for your spouse, dependents and grandchildren with no medical exams for any of them. You’ll just answer a few medical questions. This also allows you to purchase higher than guaranteed levels of insurance for yourself.
Continuous coverage at locked-in rates
These policies belong to you, so even if you no longer work for your present employer, you can continue the policies simply by continuing to pay your premiums.